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Simple, Secure Payment Processing & Solutions

However you accept payments, we have solutions to ensure that you are paid quickly and securely – without hidden fees.

Successful businesses provide a great customer experience. No matter what product or service you offer, one of the best ways to do this is by providing a frictionless payment experience. That’s why we offer a complete range of simple and secure payment solutions that work for your business.

Accept Cards, Apple Pay, Mobile Payments
Mobile Ordering
Accept Orders and Payments Anywhere
Point of Sale
Advanced order processing, Kiosks, Online Ordering

Retail and Service Programs

Virtual Terminal

Our web-based Virtual Terminal is a back-office management tool that allows businesses to securely accept one-time and recurring card and ACH payments anywhere – all you need is internet access.

Next Day Funding

Many processors claim to offer next day funding, but not all programs are created equal. Partner with a true processor and get your money faster thanks to our 11:00 p.m. Eastern cut of time, which is the latest in the industry.


Meet your customers where they are and get paid faster by sending secure payment links so customers can pay right from their smartphone.

Dual Pricing Model

Cash Discount

A Cash Discount is when businesses offer a discount from listed price to customers who pay by cash, check or store-branded gift card, instead of with a credit or debit card. Dual pricing is when both list and cash prices for items are shown.

The trickiest part of making these types of programs work for your business is knowing your options. In this post we break it down and give you a clear look at the advantages of each option.

Dual Pricing

Dual pricing involves the practice of charging a reduced price (or cash discount) to customers paying with cash versus those paying with credit  for the same product or service. This approach allows businesses to capitalize on the diverse preferences, willingness to pay, and purchasing behaviors exhibited by their customer base.

Implementing a cash discounting with dual pricing strategy can help businesses tap into new markets and attract new customers while also catering to the needs of loyal customers who value consistency and transparency in prices.

New York State Law on Credit and Debit Card Surcharges – NYS Dept Consumer Protection

Surcharge Model


Surcharging is when a business owner applies a fee to a customer who pays with credit. However, if you want to apply a surcharge to your customers’ transactions, there are a few extra steps to pay attention to. You need to notify the card brands 30 days before you begin a surcharging program and follow their specific standards regarding Surcharging to stay compliant, which includes registering with Mastercard.

It’s important to note that Surcharging is prohibited in six states: Colorado, Connecticut, Kansas, Maine, Massachusetts, and Oklahoma.

Business owners must also display signage at the entrance of their business, and at the point of sale. Certain states, like New York, require additional signage that is placed on or near each item and clearly shows how much customers will pay if they use a credit card or pay with cash.

How to Get Started
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